Mental Health Counselling At Its Best

Whenever you think of Mental health counselling, you usually would go blank at one point of time thinking that if it happens to you, what you would do. Firstly, you would go crazy thinking the consequences of mental health of you or your near and dear ones getting detiorated over something. But with the Science advancing and its super effects on your fellow beings, you need not worry about these. There are specialists like Robin Leigh Maier who have been specializing in Cognitive Behavior Therapy and will take the best care of your dear ones mental health.

Robin Leigh Maier has been a Licensed Social Worker and an expert dealing in Mental Health Counselling. She has been dealing with the mental health hazards for the past 25 years and therefore understands your problem even before you start explaining it to her. She deals in the domain of mental health of new born babies, postpartum depression, ADD and ADHD in both children and adults.

She understands that life is unpredictable and even before you realize the same your ability to think normally can go out of the way. But she assures, with her empathetic Cognitive Behavior Therapy , she is able to analyse her patients lives and provide deep counselling to them so that she knows the roots of the problems.

She claims that her practice has no side effects and is especially designed for people who are suffering from ADD and ADHD, anxiety, depression, and low self-esteem. This anxiety might occur from breaking up with your partner or losing your job which was very close to you. She has been into treatments like psychoanalytic therapy, cognitive behavioral therapy, anddialectical behavioral therapy which has benefittted the patients to a large extent and made them live their lives like normal people once again.

Robin is also a trained coach for life skills. She also founded the Mothering Center. She has been well acquainted with the problems of the women and therefore is well known for her counselling services in miscarriages, care of the babies, pregnancy and postpartum depression. If you are unaware, the postpartum depression is a term used for women who have their lost child and she has also ben handling such sensive services through her counseling services. To reach out to a wider audience, she is also a regular blogger through she is able to make her readers aware and motivate them in times of utter sorrow.

Health Insurance Overweight Is Waiting For You

In the last ten years there is a drastic surge in the number of obese and overweight people in the America and the rest of the world. In America it is exercising a serious cost impact in the health care system of that country. Many men are being denied health insurance coverage due to their overweight. They are being cast aside by the underwriting system of the insurance company. The issues related to the overweight and obese people have remarkable repercussions on the economy and the cumulative expenditure of the health care system. They may be really interested to health insurance overweight plan.

There is a system adopted by the underwriters to determine the height and weight of the applicant. They try to calculate the acceptable range of these two factors by this system. The inter relation of the two shows a figure called body mass index or BMI and provides the underwriters an approximate figure of the body fat. The department of human health services opines that a BMI of 30 is regarded obese and in case of overweight it is 25 to 29.9. If your BMI is more than 43 it is less likely that you will qualify for the coverage of the traditional health insurance. If your BMI is 29-43, the insurer may like to offer you the insurance coverage with a premium more than normal rate. If you are having some pre-existing health issues in relation to your weight, like diabetes, heart disease, hypertension, a health insurer may deny you the required coverage, even if you are carrying a BMI within an acceptable range. Besides BMI the waist circumference or the belly fat is a good precursor to the future health problem linked with excessive weight like that of type 2 diabetes and hypertension.

There is a strong penchant that the overweight and inactive individuals will store stomach fat at an excessive level. They will eventually experience insulin resistance or some other health issues related to heart. Taking a health insurance high blood pressure plan will obviously prove to be fruitful to them. The underwriters leave a red mark on an application when they see that the applicant possesses a combination of these pre-existing conditions. The underwriters follow some particular risk criteria they use when combining the BMI with some other risk factors like that of smoking, and the health related matters, mentioned previously, which may be exacerbated while being combined together.

Certain assimilation of these factors will result in a decrease for health coverage. While many of the overweight individuals may perceive that they are being railroaded by the insurers, the decision is that between two and seven percent of all the health care expenditures are linked to the obesity and overweight, which crept up from health issues linked to the medical care of the overweight factors such as hypertension, high cholesterol, insulin resistance or diabetes, , certain forms of cancer, respiratory issues, cardiac conditions inactivity, mortality cost, absenteeism from work, and loss of family income from premature death.

You may have apprehension that you may not qualify to get affordable health insurance coverage. Thus, you should take some precautions before submitting a health application. You should find out a competent health insurance broker who offers more than one type of products and is aware well of some of the underwriting requirements.

Health Insurance Plans More Expensive Due To Osteoarthritis

Osteoarthritis is a relatively little-known condition, but its cost is far from minor. A recent study shows that health insurance plans are paying out nearly $150 billion per year to treat it, on average. It is a small but significant driver of health care costs, because health insurance companies pass the increased medical expenses onto patients via premiums. Costs associated with the disease include–but are not limited to–physicians, hospitals, drugs, diagnostic tests, and outpatient services.

What is osteoarthritis? As its name suggests, it consists of attributes associated with both arthritis and osteoperosis. The chronic condition results in a gradual loss of cartilage in the body. Areas commonly affected include the knees, spine, hips, feet, and hands. Left untreated, osteoarthritis leads to discomfort and even disability. It is diagnosed most often, though not exclusively, in older patients over the age of 55.

Women are more susceptible to osteoarthritis; the bulk of osteoarthritis-related expenses ($118 billion) are caused by female patients. The reason is unknown, but its prevelance is partly to blame for women having to pay more for health insurance plans. Female osteoarhtritis patients cost health insurance companies almost $700 extra–$4,833–than males with the same condition. There are also copayments to deal with. While men only pay $694 in out-of-pocket osteoarthritis treatment costs, women must pay $1,379 annually.

These figures are scary to anyone thinking about soaring health care expenses, and even more so to those considering healthcare reform. 27 million Americans currently suffer from osteoarthritis, but the Centers for Disease Control and Prevention predict that 67 million (one-quarter of the U.S. population) will be diagnosed with it or a similar condition by 2030. That will potentially lead to trillions of dollars spent on one condition alone! Osteoarthritis is also associated with obesity; the rise in the latter among Americans has increased the prevalence of other chronic diseases, as well as the price of health insurance plans.

How can we avoid this fate and lower the cost of health insurance plans? Better screening techniques and higher awareness of osteoarthritis could result in the condition being caught earlier, when it is easier–and cheaper–to manage. Since osteoarthritis is chronic, it increases the amount of health care services you need throughout your lifetime. Stopping progression of the disease, which often results in disability, can lessen its effects. Disability is especially expensive to manage. Above all, the promotion of lifestyle changes like regular exercise will help prevent osteoarthritis and the accompanying rise in medical costs.